Montenegro Citizenship Program

Time to citizenship

6 months

Minimum Investment


Type of investment

Donation - Real Estate

Visa free Countries

124 Including Schengen

Overview of Montenegro

Located in South-eastern Europe with borders Croatia and Bosnia, Montenegro covers a total land area of 14,026 km2 and a population of 622,182 people, according to UN data. Montenegro is self-financing, economically prosperous by virtue of its highly diversified economy. Farming and fishing dominated Montenegro’s economy, with woodlands covering more than two-fifths of Montenegro, forestry is economically important. Furthermore, Tourism is considered the main sector of the economy in Montenegro, where it has long been a major tourist destination. Not mention to Montenegro’s attractive landscapes, picturesque beaches, and old stone houses that draw both domestic and international tourists. Expected by the year 2025, Montenegro will meet the EU requirements for accession. Montenegro started the process of Accession to the European Union in November 2005 and is currently receiving € 507 millions of developmental aid now, a funding mechanism for EU candidate countries.








Total Area

13,812 km2






Parliamentary Republic


Population (2022)


Citizenship by Investment Program of Montenegro

Montenegro launched its Citizenship by Investment Program in 2019, offering a less expensive citizen option than other European countries. Unlike other CBI options, however, Montenegro is not yet part of the European Union, although this is expected to change in 2025. Nevertheless, the country is a NATO member, and citizens can enjoy visa-free travel to over 124 countries. Montenegrins are also permitted to live and work in the United States of America thanks to the E-2 Treaty Program. Besides offering affordable citizenship, the processing is also fairly quick, and residency takes just three weeks while citizenship approval occurs within six months. The program requires applicants to either invest €250,000 in government-approved property in the northern region or €450,000 in the southern region. Investors also need to pay a €100,000 donation to the Montenegrin government. Applicants are not required to live in Montenegro to maintain their citizenship. Families are only required to spend five days in the country during a 5-year period.

Which Family Members Can Be Added in the Same Montenegro Citizenship by Investment Application?

  • Spouse
  • Children under 26 years old who are financially dependent on the main applicant
  • Parents and grandparents 65 years or older

Citizenship and Passport Benefits of Montenegro

  • Visa-free access to over 120 countries and territories, including Schengen zone
  • No language test is required
  • Citizenship processing is very fast, taking only six months
  • Investors have the right to live permanently in Montenegro but are also not obliged to
  • Montenegro has one of the most favorable income tax rates in the world
  • Montenegro is a candidate for EU membership
Montenegro Citizenship by Investment

Montenegro Citizenship Through Real Estate Investment

Montenegro Citizenship By Investment Program requires applicants to contribute €100,000 to a government fund as well as invest in pre-approved real estate projects. The value of the property investment depends on the location. Properties in the less-developed northern parts of the country need to cost a minimum of €250,000, while those in the bustling southern, coastal region will need to be valued at €450,000 or more. Applicable real estate options are pre-approved by the government of Montenegro. Investors typically receive their passports within six (6) months of applying, and they need to visit Montenegro for five days over the course of five years to renew it.

Montenegro Citizenship by Investment Cost

Real Estate Investment

€250,000 in the northern region or
€450,000 in the southern region

Government Donation


Application fees

€15,000 for a single applicant
€10,000 per dependent for up to 4 dependents
€50,000 per dependent for the fifth dependent and more

Due diligence fees

€7,000 for a single applicant
€10,000 for a family up to 4 persons
€1,500 for the fifth and next dependent, per person


How to Qualify for Montenegro Citizenship?

  • Main applicant must be 18 years of age or older
  • Investors must be a third-country national – not an EU/EFTA citizen
  • Applicants must have no criminal record as well as no sanctions or bans on entry to specific countries, including those in the EU, the UK, the USA, or Canada
  • Investors must prove that their money has been legally acquired and must have a good credit history
  • Applicants must be in good health

Reach us to learn all about Montenegro Program, Application Details and Visa-Free Countries

Over the past number of years, the Montenegrin government has been successfully working on expanding its list of Visa-free countries.

FAQ’s About Montenegro Citizenship

How can I get Montenegro citizenship?
Montenegro’s Citizenship can be acquired through a contribution of €100,000 to the government and an investment in pre-approved real estate projects that values at €250,000 in the northern region or €450,000 at the bustling southern region.
Does Montenegro allow dual citizenship?
Yes, Montenegro does allow dual citizenship and will never ask investors to give up their existing citizenship.
Is Montenegro part of the European Union?
Montenegro is not yet part of the European Union, however, Montenegro is one of the candidate countries that is expected to become part of the European Union by 2025.

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